How do I know you are a reputable firm?

Cash Lion is owned by Loan Machine Limited who hold a Consumer Credit Licence from the Office of Fair Trading and also have interim permission to trade from the Financial Conduct Authority. Details can be found at the bottom of this website.

What exactly is a Payday Loan?

A payday loan is intended as a short term fix - to cover an unexpected, or emergency, financial problem - to be paid back at your next pay day. It really is that simple. When applying for a payday loan it should be factored in that the loan will need to be repaid, in full with interest, when the next pay day arrives.

Why should I use Cash Lion?

Cash Lion is part of a financial group, who's owners, have experience in the UK finance market since 2001. Years of experience in finding people in the UK, like you, the correct loan for them when they need it. We have access to a huge panel of loan lenders and we feel we offer visitors to this website the best chance of being approved a payday loan. We pride ourselves on world class service - so if you think we could have something better please contact us.

What happens when I apply for a loan with you?

Firstly, it should only take you 2 or 3 minutes to make an application with us - the questions are very quick and easy to complete. We have deliberately done this to make life easier for you - the last thing you want to do is spend many minutes completing what appears to be endless questions.

Once you complete the application form and click the apply button you will be presented with a small window that will say that your application is being processed. Because of the amount of loan lenders we check for you, this process of finding a lender can take some time, we ask you to wait patiently for at least 2 or 3 minutes to see if we can find a lender for you. If we do find you a lender we will redirect the screen so you can see that lender and follow on screen instructions. If we cannot find you a lender we will display you with a screen to tell you.

Why is the APR so high?

The APR of short term, payday loans, has long been a discussion point for the general public in the UK, to the media, to government departments. It is therefore an important question that should be discussed - as it can often cause confusion.

APR stands for Annual Percentage Rate - it is therefore intended as a guide, possibly for use as a comparison, over an annual - or yearly - period. You should now be aware that a payday loan is intended, purely, as a short term solution to a financial situation. It is also intended to be paid back then next time you get paid - which means that a payday loan rarely lasts over 30 days. It therefore seems strange to use a yearly guide to compare products that will rarely last a month - this is why APRs can often appear so high. Yes, they can be used as a guide. However, the best form of comparison is to look at 2 factors - how much you borrow and how much you pay back.

Will I be credit searched when applying for a loan?

When applying for a loan there is a very good chance you will be credit searched. You should therefore not apply with us if you 100% do not want to be credit searched. It is worth noting that more and more lenders will credit search customers as it becomes a detailed way of assessing how much you can borrow.

Can I defer my payment to the following month?

Firstly you should not apply for a loan if you feel you won't be able to pay it back on your next pay day. However, if you do, once you get your loan, feel you cannot pay it back on the agreed date you should contact the lender directly as soon as you possibly can.

Can I get help if I have problems paying back my loan?

Of course your personal circumstances could change and if they do you may find paying back your loan difficult. If you do find yourself in a position where paying your loan back could be difficult contact the lender as soon as you possibly can - the sooner you can notify them the more helpful they can be.

Frequently Asked Questions

© 2013 Loan Machine Limited | Data Protection: Z9250764 | CCL: 576459. FCA Interim Permission: 576459

PO Box 335 | Great Yarmouth | Norfolk | NR30 9FG
Representative APR Example: 1223.6% APR variable. £100 borrowed over 30 days would equal total borrowing of £124. Actual Interest is 24%.

Note: the APR you are offered may differ depending on the lender that accepts you. 

Warning: Late repayment can cause you serious money problems. For help, go to

Cash Lion is trading style of Loan Machine Limited - authorised and regulated by the Financial Conduct Authority - Interim Permission Number 576459. Loan Machine Limited is a Limited Company with Registered Company Number of 5517368 - Registered in England and Wales. Loan Machine Limited registered address: 170 High Street, Gorleston, NR31 6RG. Correspondence should be directed to PO Box 335, Great Yarmouth, NR30 9FG.

Cash Lion, operated by Loan Machine Limited, may receive a fee/commission for either referral or completion of your loan application.

Cash Lion is not a lender but a broker that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.

Payday Loans should be used for short term lender purposes only - not as part of a longer term financial option. Not all lenders will offer a 100% online decision - some may require to speak to you or require further forms of identification or details to check affordability. You will be credit checked by lender(s) to determine if you can be approved a loan.

© 2014 Cash Lion - All Rights Reserved.

Loans for any reason